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About bank return,



No.26 [1191-20200704]
About bank return, which do you choose principal and interest equal monthly payment or principal equality payment ?

A return method of the bank loan includes two kinds of the following.

principal and interest equal monthly payment ☞ An amount of money to pay becomes constant every month. There is much payment of the interest first. Therefore the decrease of the principal is slow. Because cashflow remains a lot at the beginning, if you want to increase investment real estate one after another, you had better choose it.

Principal equality payment ☞ The payment of the principal is constant, and a part of the interest changes. There becomes much monthly amount repaid first, but the decrease of the principal is fast. When you do not need much cashflow for the time being, you had better choose it.

日本語[1191-20200704]


DSC_0053_20200704125223ebf.jpg
Osaka Kitashinchi
2020.06.17

テーマ : 不動産投資 - ジャンル : 株式・投資・マネー

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