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How is the bank interest rate decided?



No.24 [1190-20200704]
How is the bank interest rate decided?

An index to become the interest rate standard of the bank loan includes a short-term interest rate and a long-term interest rate. The short-term interest rate is fixed in a policy of the Bank of Japan, and the long-term interest rate is fixed by a market (10-year government bonds).

When a bank decides an interest rate of the financing, as for the variable rate, a short-term interest rate is often selected as a standard, and, as for the fixed interest, a long-term interest rate is often selected as a standard.

日本語[1190-20200704]


DSC_0047_20200704115114fd5.jpg
Osaka Umeda
2020.06.17

テーマ : 不動産投資 - ジャンル : 株式・投資・マネー

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